You're tired of the big banks and their never-ending fees. You want a community bank that actually cares about your financial well-being. Look no further than Investar Bank, where your money and your dreams matter. Investar is redefining the banking experience with personalized service, competitive rates, and innovative products that fit your lifestyle.
Forget the big banks with their layers of bureaucracy and lack of personal touch. At Investar, you'll work with real people who want to understand your unique situation and help you achieve your financial goals. Whether you're saving for your first home, starting a business, or planning for retirement, Investar has solutions tailored for you.
The History of Investar Bank
Investar Bank has been helping customers achieve their financial goals since 1975. Founded in Baton Rouge, Louisiana by John Investar, the bank started out providing home loans to local community members. Over the years, Investar Bank expanded to offer various services like checking and savings accounts, credit cards, insurance, and investment planning.
Today, Investar Bank operates over 200 branch locations across 10 states. Though much has changed, Investar Bank still maintains its founding vision of empowering customers through personalized guidance and resources.
A Commitment to the Community
One thing that sets Investar Bank apart is its dedication to community development and outreach. Investar Bank donates a portion of its annual profits to local charities and organizations. Employees are also given paid time off each month to volunteer with causes they care about.
Products for Every Need
Whether you're buying a new home, balancing your budget, or planning for retirement, Investar Bank has products and services to help.
Checking and savings accounts with no monthly fees or minimum balance requirements.
Mortgages, home equity loans, and lines of credit with competitive rates.
Low-interest credit cards that give back to charities and schools with every purchase.
Investment and retirement planning guidance to grow your wealth over time.
For over 45 years, Investar Bank has provided financial solutions, education, and opportunity for customers. By banking with Investar, you'll feel good knowing your money is working with a company that shares your values and commitment to community. Financial freedom starts here!
Investar Bank's Products and Services
When you open an account with Investar Bank, you'll have access to all the tools you need to take control of your money. ###
Investar Bank offers checking and savings accounts with no monthly maintenance fees or minimum balance requirements. You can open an account for as little as $25. These accounts come with free online banking, mobile check deposit, and access to over 55,000 ATMs nationwide.
For those looking to earn higher interest rates, Investar Bank also offers high-yield savings and money market accounts. These accounts have higher rates than regular savings accounts but still provide easy access to your funds. You'll need a minimum opening balance of $500 for the high-yield savings and $1,000 for the money market account.
If you're in the market for a new home or want to refinance your mortgage, Investar Bank offers competitive mortgage rates and a straightforward application process. They offer fixed and adjustable-rate mortgages with terms from 10 to 30 years. Their mortgage specialists will work with you one-on-one to find a mortgage that fits your needs and budget.
Investar Bank also provides personal loans, home equity loans and lines of credit, CDs, and IRAs for long-term financial goals like retirement. Whatever your needs, Investar Bank has products and services to help you reach your financial freedom. Opening an account with them is a great first step.
The Benefits of Banking With Investar
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Investing with Investar Bank comes with many benefits to help you reach your financial goals.
Low Fees
Investar Bank is an online-only bank, so they are able to keep fees low since they don’t have the overhead costs of traditional brick-and-mortar banks. They offer free checking accounts, savings accounts, and low-interest personal loans and credit cards. You’ll save money with their accounts versus traditional banks.
High Interest Rates
Since Investar Bank operates with low fees, they are able to offer higher interest rates on accounts like high-yield savings accounts, money market accounts, and certificates of deposit or CDs. Their interest rates are consistently higher than the national average, allowing your money to grow faster.
24/7 Access
As an online bank, Investar gives you access to your accounts anytime, anywhere through their website or mobile banking app. You can check balances, transfer funds, pay bills and more right from your computer, smartphone or tablet. They have helpful phone support as well if you ever have questions or need assistance.
Simple Banking
Investar Bank cuts out the clutter and complexity of traditional banking. They offer simple, straightforward accounts and services focused on what really matters to customers. Their website and app are intuitive and easy to navigate. Opening new accounts only takes a few minutes. Investar makes banking simple and hassle-free.
Personalized Service
While Investar operates online, they still provide personalized service with dedicated account managers to help you. You can call or email them anytime you need. They get to know you and your needs to provide recommendations tailored to you. Despite being an online bank, you're more than just an account number to them.
In summary, Investar Bank offers many benefits like low fees, high interest rates, 24/7 access, simple banking, and personalized service. If you're looking to make the most of your money in an easy, convenient way, consider making the switch to Investar Bank. They have options for you to find your financial freedom.
Investar Bank Locations in Louisiana
Investar Bank has over 20 branch locations conveniently located throughout Louisiana to serve you. No matter where you are in the state, there’s likely an Investar Bank branch nearby.
New Orleans Area
Investar Bank’s headquarters is located in Baton Rouge, but they also have several branches in the New Orleans metro area, including locations in Metairie, Kenner, Harvey, and Slidell. Whether you live uptown, downtown, or anywhere in between, Investar Bank has you covered in New Orleans.
Baton Rouge
As Investar Bank’s founding city, Baton Rouge is home to over 10 branch locations. From LSU to downtown to the Garden District, Investar Bank branches can be found throughout Baton Rouge. They also have ATMs at many popular spots like Tin Roof, The Chimes, and Walk-On’s to make banking even more convenient.
Lafayette
Investar Bank expanded into Lafayette in 2017 and now has 3 branches serving the Hub City, including a location right off Johnston Street near UL-Lafayette’s campus. No matter which part of town you’re in, an Investar Bank ATM or branch is never too far away in Lafayette.
Lake Charles
Lake Charles residents have access to 2 Investar Bank locations, one on Nelson Road and one on Derek Drive. Whether you’re closer to Prien Lake Mall or Contraband Bayou, Investar Bank has a branch positioned to serve you in Lake Charles.
Shreveport
Investar Bank’s newest market is Shreveport, where they opened their first branch in 2020. Their Shreveport branch located off Youree Drive offers full-service banking and ATM access for residents of Shreveport and Bossier City. More locations are planned in the coming years to provide even greater convenience to customers in Northwest Louisiana.
With locations across Louisiana and more coming soon, Investar Bank makes it easy to access your money wherever life takes you. Find the branch closest to you and start experiencing financial freedom with a community bank that puts its customers first.
Opening an Account at Investar Bank
Opening an account with Investar Bank is simple and straightforward. Just grab some personal information and head to your nearest branch to get started.
In-Person Account Opening
To open an account in person, visit your local Investar Bank branch with:
A government-issued photo ID (driver's license, passport)
Your Social Security number
Proof of address (utility bill, rental agreement)
Initial deposit amount in cash, check, or money order
A friendly banker will walk you through the account opening process, which typically only takes 10-15 minutes. They will review options like checking accounts, savings accounts, money market accounts, and CDs so you can choose which accounts suit your needs. You'll provide the necessary documentation, determine ownership and beneficiaries, and fund your new account.
Online Account Opening
If you prefer, you can open an Investar Bank account entirely online. You'll need the same information as above, but can complete the process in the comfort of your home.
Visit investarbank.com and select "Open an Account"
Choose the type of account you want to open (checking, savings, etc.)
Provide personal information like your name, address, Social Security number, and ID details
Review and electronically sign the account disclosures
Fund your new account through a wire transfer, electronic funds transfer, or mailing a check
Within 2 to 3 business days, you'll receive confirmation that your account is open and ready to use. You can start managing your money online, over the phone, or by visiting a local branch.
Whether in person or online, Investar Bank makes it easy to open the accounts you need to reach your financial goals. Their friendly and knowledgeable staff will get you started, so you can sit back and start enjoying the benefits of banking with Investar.
Conclusion
So there you have it, a rundown of what Investar Bank has to offer and how they can help set you on the path to financial freedom. At the end of the day, your money and your financial well-being matter. Why not put your money to work for you instead of the other way around? Investar Bank provides the tools and services to make your money work as hard as you do. Take control of your financial future and stop wondering what could have been. Open an account with Investar Bank today—your future self will thank you. Financial freedom is within your reach, you just have to take that first step. What are you waiting for?